Last Updated: February 17, 2025

Welcome to Berglund Agency, LLC. DBA: The Coverage Factory (the “Website”). These Terms and Conditions (“Terms”) govern your use of our Website. By accessing or using our Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our Website.

1. Acceptance of Terms

By accessing and using the Website, you confirm that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations. If you disagree with any part of the terms, you must cease using the Website immediately.

2. Modifications to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Changes will be effective immediately upon posting on the Website. Your continued use of the Website after such changes constitutes your acceptance of the revised Terms.

3. Intellectual Property Rights

  • Content Ownership: All content on this Website, including but not limited to text, images, graphics, logos, and software, is the property of The Coverage Factory or its content suppliers and is protected by international copyright and trademark laws.
  • Limited License: You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Website for personal, non-commercial purposes only. You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content without our express written permission.

4. Use of the Website

  • Lawful Use: You agree to use the Website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Website.
  • Prohibited Conduct: You agree not to:
    • Engage in any activity that interferes with or disrupts the Website or its servers.
    • Attempt to gain unauthorized access to any part of the Website.
    • Use any automated systems or software to extract data from the Website without our permission.

5. Third-Party Links

The Website may contain links to third-party websites that are not controlled by us. We are not responsible for the content, privacy policies, or practices of any third-party sites. Visiting those links is at your own risk, and we encourage you to review the terms and conditions and privacy policies of any third-party sites you visit.

6. Disclaimer of Warranties

  • No Warranties: The Website is provided on an “as is” and “as available” basis without any warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
  • Accuracy: While we strive to keep the information on the Website up-to-date and correct, we do not warrant that the content is accurate, complete, or error-free. Your use of the Website is at your sole risk.

7. Limitation of Liability

To the fullest extent permitted by law, The Coverage Factory shall not be liable for any direct, indirect, incidental, consequential, or punitive damages, or any other damages of any kind, including but not limited to loss of profits, revenue, data, or use, incurred by you or any third party arising out of or in connection with your access to or use of the Website, even if advised of the possibility of such damages.

8. Indemnification

You agree to indemnify, defend, and hold harmless The Coverage Factory, its officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney’s fees) arising from:

  • Your use of and access to the Website.
  • Your violation of any term of these Terms.
  • Your violation of any third-party rights.

9. Termination

We reserve the right to terminate or suspend your access to the Website, without notice, for any reason, including if you breach these Terms. Upon termination, your right to use the Website will immediately cease.

10. Governing Law and Jurisdiction

These Terms and your use of the Website shall be governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in [Your Jurisdiction].

11. Miscellaneous

  • Entire Agreement: These Terms constitute the entire agreement between you and The Coverage Factory regarding your use of the Website and supersede any prior agreements.
  • Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
  • Waiver: Our failure to enforce any right or provision in these Terms shall not constitute a waiver of such right or provision unless acknowledged and agreed to by us in writing.

Contact Us

If you have any questions about this Privacy Policy, You can contact us:

  • By email: [email protected]
  • By visiting this page on our website: https://thecoveragefactory.com
  • By phone number: 702.758.5332
  • By mail: 9272 Tamarus St. Ste. 130. Las Vegas NV. 89123